Serving with Trust Since 2008Protecting what matters most with personal service, clear advice, and over 18 years of joint experience.
Personalized guidance by Bhagavati Prajapati (Kailashben) & Jitendra Prajapati (Rajubhai)
Life, health, and motor insurance under one trusted agency
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Life InsuranceHealth InsuranceAuto InsuranceClaims SupportPersonalized GuidanceTrusted Since 2001Life InsuranceHealth InsuranceAuto InsuranceClaims SupportPersonalized GuidanceTrusted Since 2001
Years of Experience
Protecting what matters most with trust, experience, and dedication.
Welcome to Bhagavati Insurance! Led by Bhagavati Prajapati (a.k.a. Kailashben Prajapati) and Jitendra Prajapati (a.k.a. Rajubhai Prajapati), our agency is committed to helping individuals, families, and businesses secure their financial future. At Bhagavati Insurance, our agency is driven by the joint expertise and dedication of Bhagavati Prajapati (a.k.a. Kailashben Prajapati) and Jitendra Prajapati (a.k.a. Rajubhai Prajapati). Both running insurance agencies and working closely together, we guide clients through choosing the right insurance plans with personal service and clear advice for long-term trust.
Whether you need life, health, or auto coverage, we work closely with you to understand your specific needs and find the best protection for your goals.
Guidance to help you choose life coverage that protects your loved ones and supports your long-term goals.
Clear advice on health plans so you can secure the protection your family needs with confidence.
Support in selecting auto coverage tailored to your vehicle, usage, and protection needs.
Calculates real-time monthly and yearly premiums for LIC, Star Health & New India Assurance policies.
Let's make something great work together. Get In Touch
We stand with you when it matters most. Having supported over 100+ successful claims, our agency provides step-by-step guidance to make sure your claim is processed smoothly.
Call or message Bhagavati Prajapati or Jitendra Prajapati immediately upon hospital admission or auto accident. We notify the insurer right away.
We help you compile the required discharge summary, hospital bills, death certificates, or FIR reports cleanly to prevent any claim rejection.
We liaise directly with LIC, Star Health, and New India Assurance claim desks until cashless pre-authorization or claim payout is received.
Protect your family while legally minimizing your Income Tax under the Old Tax Regime. Insurance policies from LIC of India, Star Health, and The New India Assurance qualify for maximum tax exemptions.
Claim tax deduction up to ₹1,50,000 per year on premiums paid for LIC endowment, pension, and Term Life policies for self, spouse, and children.
Deduct up to ₹25,000 for self & family, plus an extra ₹50,000 for senior citizen parents (Total claim up to ₹75,000/yr).
Maturity payouts, death claim benefits, and revisionary bonuses received from qualifying life insurance policies are 100% tax-free in India.
Unsure which policy suits your budget and long-term goals? Compare features side-by-side or speak directly with Bhagavati Prajapati & Jitendra Prajapati.
| Policy Feature | Pure Term Life Cover | LIC Endowment / Savings Plan |
|---|---|---|
| Primary Objective | Pure Financial Security | Protection + Wealth Savings |
| Premium Cost | Extremely Low Premium | Moderate to Higher Premium |
| Sum Assured | High (₹50 Lakhs to ₹2 Crore+) | Moderate (₹5 Lakhs to ₹50 Lakhs) |
| Maturity Benefit | No payout if survived | Guaranteed Payout + Bonuses |
| Death Benefit | Full Sum Assured to Nominee | Full Sum Assured + Accumulated Bonus |
| Tax Savings (Sec 80C) | Eligible up to ₹1.5 Lakhs | Eligible up to ₹1.5 Lakhs |
| Tax Free Payout (Sec 10-10D) | 100% Tax Free | 100% Tax Free |
With over 18 years of experience, more than 2,200 clients served, and over 2,500 active policies managed, our team is committed to honest guidance and long-term trust.
Personal service and clear advice are key to building long-term trust with every client.
Nearly two decades of combined experience guiding clients through the right insurance plans.
Bhagavati Prajapati (Kailashben) & Jitendra Prajapati (Rajubhai) working together to serve your needs.
Assistance with 100+ successful claims, offering dependable support when you need it most.
Let's make something great work together. Get In Touch
Reach out for personal service, clear advice, and tailored insurance solutions that protect your loved ones and assets.
Years of trusted insurance guidance
2200+ clients connected
“Bhagavati Insurance explained every option clearly and helped my family choose the right life cover without any pressure. Kailashben and Rajubhai are genuine, patient, and always available when we have questions.”
“I was confused about health plans until the team at Bhagavati Insurance walked me through the benefits and costs in simple language. The support did not stop after the policy was issued.”
“We needed health and motor coverage for our business. Jitendra Prajapati (Rajubhai) and Bhagavati Prajapati (Kailashben) compared options honestly and recommended what fit our budget and risks. A highly trustworthy agency.”
Let's make something great work together. Get In Touch
Clear answers to common questions about insurance guidance, coverage options, and how we can help you.
We provide guidance for life, health, and auto insurance, helping you choose coverage that fits your needs and goals.
Bhagavati Insurance is led by Bhagavati Prajapati (a.k.a. Kailashben Prajapati) and Jitendra Prajapati (a.k.a. Rajubhai Prajapati), both holding insurance agencies and working together to serve our clients.
Our team has 18+ years of experience in the insurance sector and has been serving clients with trust since 2008.
Yes. We have assisted with 100+ successful claims and remain committed to supportive service throughout the process.
Our mission is to provide reliable, honest, and tailored insurance solutions, with simple, personal, and supportive guidance whenever you need help.